YOUR COVERAGE NEEDS
Your starting point for protection.
Your inputs produce planning amounts and items to review with SDL.
A planning worksheet, not a guarantee of sufficient coverage.Limits, valuations, exclusions and contract requirements need an agent’s review. No premium is calculated and no coverage is bound.
How these results are calculated
Liability: the greater of your stated per-occurrence contract requirement and your chosen single-loss scenario. Aggregate requirements remain separate. No assumed default limit is added.
Workers’ compensation: employee payroll is totaled by group. Statutory benefits and employers’ liability are kept separate.
Property: equipment, electronics, inventory and applicable tenant improvements are added. An owned building is listed separately. Off-site tools are excluded from the location total.
Guidance: California commercial insurance guide · Workers’ compensation guide
Book a coverage review this week ↗Opens SDL’s scheduling page. Your calculator details are not automatically sent; bring your downloaded summary.