SDL COMMERCIAL INSURANCE · COVERAGE WORKSHEET

Coverage needs worksheet

Check the calculated amounts from your contracts, payroll and property values. Calculate privately, then choose whether to send your worksheet to SDL to download a copy.

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Inquiry type

This choice labels your AgencyZoom lead. The coverage calculations below use only the coverage inputs you select; commercial auto limits are not calculated here.

What would you like to cover?

Select one or more coverages.

01General liabilityThird-party injury & damage02Workers’ compWork-related employee injuries03PropertyYour building & business contents

General liability

CONTRACTS & EXPOSURES

Start with what your contracts require and a loss scenario you want to plan for. Revenue alone cannot determine an adequate limit.

Client or lease insurance requirementWhere does your work take place?

Single-incident loss to plan for ($)A scenario you choose, not a prediction of your maximum loss.Work with higher potential consequences

Calculating does not submit your information.

YOUR COVERAGE NEEDS

Your starting point for protection.

These results use only the amounts you entered. Nothing has been sent to SDL.

A planning worksheet, not a guarantee of sufficient coverage.

Limits, valuations, exclusions and contract requirements need an agent’s review. No premium is calculated and no coverage is bound.

How these results are calculated

Liability: the greater of your stated per-occurrence contract requirement and your chosen single-loss scenario. Aggregate requirements remain separate. No assumed default limit is added.

Workers’ compensation: employee payroll is totaled by group. Statutory benefits and employers’ liability are kept separate.

Property: equipment, electronics, inventory and applicable tenant improvements are added. An owned building is listed separately. Off-site tools are excluded from the location total.

Guidance: California commercial insurance guide · Workers’ compensation guide

Get your downloadable summary

CONTACT & CONSENT

To download, enter your contact details and agree to send this worksheet to SDL Commercial Insurance as a new lead in AgencyZoom.

First nameLast nameBusiness nameEmail addressPhone number

Marketing text messages Choose Yes or No

By selecting Yes, I agree to receive recurring marketing and coverage follow-up text messages from Samuel D Landers Agency (DBA SDL Commercial Insurance) at the phone number I provided, including messages sent using automated technology. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not required to purchase insurance or use this calculator.

Yes, I agree to marketing and coverage follow-up texts.No, I do not agree to marketing texts.

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